Through the Home Energy Loan Program (HELP), Toronto homeowners can get a low-interest loan of up to $75,000 to cover the cost of home energy improvements, such as:

  • High-efficiency furnaces / boilers / air conditioners
  • Air-source heat pumps
  • Window / door replacements
  • Basement/attic/exterior wall insulation
  • Air sealing (e.g. weather stripping or caulking)
  • Geothermal systems
  • High-efficiency water heaters
  • Tankless water heaters
  • Drain-water heat recovery systems
  • Toilet replacements
  • Solar hot water systems
  • Rooftop solar PV panels
  • Electric vehicle charging stations (Level 2)
  • Battery storage

With low fixed interest rates, and terms of up to 20-years amortization on qualifying measures*, HELP makes it easy and affordable for homeowners to pay for these home improvements over time, and access rebates offered by utility companies. Once funding is approved, homeowners can hire the contractor of their choice and complete their renovations.

Home Energy Loan Program (HELP)

Rooftop solar PV panels